Roof Financing in Sacramento
Roof financing in Sacramento with $0 down to start and two financing partners: GoodLeap and Service Finance. Get your free quote first, then your Roof Recovery rep will help you apply.
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down to start
financing partners: GoodLeap and Service Finance
no-interest option
Can I finance a roof repair or new roof?
Yes. With roof financing in Sacramento from Roof Recovery, you can start with $0 down and choose low monthly payments over time, or a 12-month plan you pay off within a year with no added interest. We work with two lenders, GoodLeap and Service Finance, so there’s more than one way to get approved.
Step one is always a free quote. Financing is based on the price of your project, so you’ll need a written quote from us before you apply. Haven’t had your inspection yet? Book it first, and your rep will walk you through financing at the same visit.
Not sure what your new roof might cost? Try our free roof replacement cost calculator for a ballpark price.
Our two partners for roof financing in Sacramento
Both lenders offer home improvement loans for roof repairs and replacements. Your rep can help you decide which one fits your budget, or you can tell us which one you’d like to apply with.
GoodLeap
Apply online on GoodLeap’s secure site in a few minutes. Checking your options uses a soft credit check, so it won’t affect your credit score. You’ll see the plans you qualify for, pick the one you want, and GoodLeap handles the loan. Once you’re approved, we schedule your project.
Service Finance
Service Finance Company, a subsidiary of Truist, is a nationally licensed home improvement lender that offers both promotional and standard installment plans through contractors in its program, including Roof Recovery. Apply online on Service Finance’s secure site, or your Roof Recovery rep can set up the application with you. After your loan is funded, you can see statements and make payments in Service Finance’s online borrower portal.
How roof financing works with Roof Recovery
Get your free quote
We inspect your roof, show you photos and give you a written quote. Roof financing in Sacramento is based on that quote, so this comes first.
Talk to your rep
The Roof Recovery rep assigned to your project will answer your questions and help you pick GoodLeap or Service Finance, and a monthly or no-interest plan.
Apply
Apply online with GoodLeap or Service Finance using the buttons on this page, or have your rep set it up with you. It only takes a few minutes.
We schedule the work
Once you’re approved, we put your project on the calendar, usually 2–4 weeks out.
Already have a quote?
If you have questions, or you want to apply with a specific lender, contact the Roof Recovery rep assigned to your project. They can explain the plans, help you apply, and make sure the amount matches your quote. You can also call us at (916) 678-9786.
Financing FAQ
Do I need a quote before I apply?
Yes. Financing is based on the price of your project, so get your free inspection and written quote first. Your rep will help you apply after that.
Is there a down payment?
No, you can start with $0 down.
Is there a no-interest option?
Yes, a short-term plan you pay off within 12 months with no added interest.
Does applying hurt my credit?
Checking your options with GoodLeap uses a soft credit check, so it won’t affect your score. Ask your rep how the Service Finance credit check works before you apply.
Which lender should I choose?
Your Roof Recovery rep can compare GoodLeap and Service Finance with you and recommend the plan that fits your budget. You can also tell us which lender you prefer.
What can I finance?
Roof repairs and roof replacements on residential projects, including tile, shingle and flat roofs. The job usually needs to be at least $1,000 to qualify.
Who do I make payments to?
You make your payments to the lender you choose, GoodLeap or Service Finance, not to Roof Recovery.
Do you offer discounts?
Yes. We offer senior and military discounts. The amount changes with current promotions, so ask your estimator. We also have a referral program.
What payment methods do you accept?
Check, cash, ACH bank transfer, Zelle, Apple Pay and credit cards (with a 3% fee), plus financing.
Start with a free roof quote
Photos of everything we find and a written quote the same day. Call (916) 678-9786 — we answer 24/7.